Платон Щукин (Редактор отдела «Экономика»)
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，更多细节参见WPS官方版本下载
The main lesson I learnt from working on these projects is that agents work best when you have approximate knowledge of many things with enough domain expertise to know what should and should not work. Opus 4.5 is good enough to let me finally do side projects where I know precisely what I want but not necessarily how to implement it. These specific projects aren’t the Next Big Thing™ that justifies the existence of an industry taking billions of dollars in venture capital, but they make my life better and since they are open-sourced, hopefully they make someone else’s life better. However, I still wanted to push agents to do more impactful things in an area that might be more worth it.，详情可参考搜狗输入法下载
这也是为什么2025年会成为商业保险的大重写之年。模板条款一旦确定，承保流程就会系统更新，问卷会追问企业把生成式AI用在何处、谁负责治理、是否做红队、是否有监控与日志；除外责任会变得更硬；子限额与免赔会围绕治理证据链重新定价。标准化的意义不只在于更严，而在于它把责任边界从个别公司各写各的升级为行业模板。进入模板时代，企业很难再用没注意到来逃避治理。要么承认暴露并把它买回来，要么用可验证控制把它变成可承保风险。